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Single mom stretching a budget? Then download these apps right now!

These are the money-saving apps every single parent needs today

Single moms need to do it all, and that includes making the budget stretch more than ever, especially these days. When every penny counts to put food on the table or keep the kids busy with activities, here are the money-saving apps you need to download — like yesterday. These free-to-use money-saving apps actually help you keep some dough in your wallet instead of making you want to delete them.

Daughter placing money in piggy bank as Mom watches
Image used with permission by copyright holder

ReceiptPal

  • Snap receipts in any time frame from the date given
  • Take receipts from any store
  • Scan linked emails/Amazon accounts for extra points
  • Redeem points for gift cards or prepaid Visa gift cards

ReceiptPal is one of our favorites because of how easy it is to use. As long as you pay attention to the date you need to make the purchase by, you don’t have to do anything else but take the picture. Any store or any purchase gets you points to redeem for gift cards.

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Ibotta

  • Get instant money back
  • See what items get the most money back before you shop
  • Cash out straight to your bank account

The money-back potential through Ibotta is amazing, but this one is best if you have a specific store you shop at that it has listed. You also have to pay attention to what (name-brand) products you purchase, and you have to upload the receipt within seven days. The cash goes straight to your account (once the balance hits $20) for you to spend however you like, which is pretty awesome. 

Fetch

  • Snap receipts up to two weeks
  • Take receipts from any store
  • Get bonuses for name-brand items
  • Receive daily check-in bonus points
  • Redeem points for gift cards or prepaid Visa cards

Not only is the dog logo adorable, but Fetch gives those of us who are a bit more forgetful about snapping the receipt two weeks to do so. The other amazing perk is that Fetch doesn’t care where you shop. Sure, the points aren’t as high when you aren’t buying things highlighted by the app, but you get points for any and every receipt scanned within the time frame.

A mother on her phone while a baby plays in front of her
Image used with permission by copyright holder

Box Tops

OK, so this one earns money for the school of your choice. If your kiddo goes to a school outside of the home, link it to your Box Tops app. The app looks for certain name-brand items, and the money goes directly to their school.

Of course, there are more money-saving apps, but these are the ones we have found to be the easiest to handle. The more user-friendly the app, the higher the chance of you using it to get that money back. Single parents are busy enough.

We like to use the apps all year, save up that money, and then Christmas is pretty much paid for (or at least the stocking stuffers) by the time the holidays roll around. However you use the money from these apps, we hope to help a single mom — or any single parent — put a little extra money in their virtual wallet.

Dannielle Beardsley
Dannielle has written for various websites, online magazines, and blogs. She loves everything celebrity and her favorite…
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Keeping everyone on schedule and organized has always been a challenge for busy families. Coordinating school, work, extracurriculars, sporting activities, family events, and carpools takes a lot of organization and teamwork to make sure everyone gets to where they need to go and on time. If you're still relying on a handwritten family calendar or notes stuck to the fridge to keep everyone organized, it's time to coordinate family events using a simple family events app.
Busy families know that organization is the key to success in getting everyone where they need to be on time, which is why these family event apps make planning and coordinating schedules so simple. If you've been feeling overwhelmed by your busy calendar and are looking for some help, check out these family event apps to take some of the stress out of coordinating your family's busy schedule.

Cozi Family Organizer
Cozi is a family organizer app that will help keep everyone in the household on schedule. The free download lets you track all family appointments and activities in one place as well as school events, virtual class schedules, grocery lists, and even track chores. Cozi has a color-coded calendar that lets you view the entire family's schedule on one page or allows you to filter by each family member. Their Cozi Today functionality lets you view and share the day's schedule to ensure that no one misses an important appointment or event. It can also be used with other calendar apps like Google Calendar, Outlook, and Apple Calendar.

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If you are a military family, you know the hardships that can come up when separated from your person for any length of time. From not knowing how to get ahold of your loved one to not knowing how to deal with things after your person is deployed, there are so many things thrown at you that need to be navigated. Thankfully, technology can be helpful in these kinds of situations.

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Getting the family finances in order is typically one of those pesky resolutions people make at the start of the year. Unfortunately, not everyone gets around to it. Family spending can get out of control pretty quickly. According to Forbes, red flags the family is spending more than they're earning include always carrying over a balance on credit cards, picking which bills to pay, and making less money than everyone is spending. If your family finances have warning signs like coming up short at the end of the month, it's probably time to have a family meeting and get everyone's spending habits under control. Don't worry. It's not as scary as it sounds because of course, there is an app for that.

Why use a family money saving app?
One of the first things money management experts tell you is to do is sit down and prepare a budget. A budget isn't just important if you're saving for a house, car, or that dream vacation. Having a budget is an important component of controlling spending and avoiding debt. Money saving apps can help take the confusion out of setting up a budget and also help families to understand where they're overspending. By tracking spending with family money saving apps, you are able to determine where the best areas are to cut back or save. Here are seven of the top money saving apps for families that can help dial back any overspending.
Mint
Mint is an online version of a classic budget which sets up categories for spending including food and dining, entertainment, clothing, utilities, and more. Users link their bank accounts, any loans, and credit cards to the app and then break down their spending into the above categories. The app then sets up a budget. Breaking the monthly spending into categories quickly shows how much those daily Starbucks runs or weekly takeout actually adds up. Mint is free to download and highly recommended for families new to the concept of budgeting.
Pocketguard
If you're looking for a money saving app for your family that does more than budget, Pocketguard fits the bill. Much like Mint, Pocketguard connects to your banking accounts, credit cards, and loans to hammer out a budget. The app shows users just how much they're spending on travel, food, utilities, and more. One of the great things about Pocketguard is that it allows users to set spending limits. This is a great feature if the family spending has gone off the rails. Pocketguard sends warning notifications when users are about to step over those spending boundaries. The app is free to download and an ideal option for families looking to rein in spending.
Wally
If your family is looking to create a budget while getting a realistic look at spending and saving, Wally is the answer. The free app is simple to employ and creates a budget based on the family income, bills, and spending patterns. Wally is basic budgeting on the go with some insights into your long term savings goals.
Albert
The principal behind Albert is similar to Wally. It creates a personalized budget after analyzing family spending, income, and bills. Albert also provides users with alerts when the spending goes array or higher than normal monthly bills are on the way.
Prism
If paying bills on time is an issue, Prism can help put stop to those nasty finance charges and late fees. This money-saving app assists users in paying bills on time by bringing all the monthly expenses in one place along with your accounts. Doing so helps users pay bills on time while seeing just where their monthly income is going.

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